Private capital, once confined to the realm of traditional banking institutions, has expanded its definition to include any lender outside the conventional banking system. Within this landscape, two primary categories are created: Institutional and Non-Institutional lenders.

Institutional lenders adhere to strict underwriting matrices, often leveraging funds from investors through a fund and supplementing them with bank capital. Their underwriting processes are rigid and standardized, governed by promises made to investors and banks. While they offer stability and consistency, their suitability is contingent upon fitting within predetermined criteria.

Conversely, Non-Institutional lenders, such as 1892 Capital Partners, operate independently, utilizing their own funds without external governance. They possess the flexibility to evaluate deals on their merits rather than adhering strictly to underwriting matrices. This autonomy enables them to accommodate projects that may not align with institutional criteria, offering a more personalized approach to lending.

Both Institutional and Non-Institutional lenders play crucial roles in the financial ecosystem, each serving distinct purposes. While Institutional lenders excel in providing structured financing solutions within predetermined parameters, Non-Institutional lenders offer agility and adaptability, especially for projects that fall outside conventional matrices.

If you find yourself in need of alternative financing solutions that deviate from institutional criteria, 1892 Capital Partners stands ready to assist. Whether you're embarking on real estate ventures in Washington, Utah, or Hawaii, reach out to our team today. Let's explore how we can support your projects in 2024 and beyond.

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EMAIL | Info@1892capital.com

PHONE | (253) 264-4657

INSTAGRAM | @1892capitalpartners